:root{--blue:#1268c4;--muted:#536c84}
.header nav a[aria-current="page"]{color:var(--blue)}
.journal-hero{background:linear-gradient(120deg,#fff 30%,#edf7ff);border-bottom:1px solid var(--line);overflow:hidden}
.journal-hero-inner{display:grid;grid-template-columns:1.15fr 1fr;gap:70px;align-items:center;padding-top:62px;padding-bottom:62px}
.journal-hero h1{font-size:clamp(42px,4.8vw,68px);font-weight:800;line-height:1.09;margin:20px 0 24px;max-width:650px}
.journal-hero h1 em{font-style:normal;color:var(--blue)}
.journal-intro{font-size:15px;line-height:1.85;max-width:530px;color:var(--muted)}
.journal-stat{display:flex;align-items:center;gap:12px;margin-top:26px;font-size:11px;color:var(--muted)}
.journal-stat strong{font:700 32px/1 var(--font);color:var(--blue)}
.journal-feature{position:relative;display:block;border:1px solid #d6e7f8;border-radius:18px;background:#fff;padding:30px;box-shadow:0 20px 60px #1648740b;transition:transform .2s,border-color .2s}
.journal-feature:hover{transform:translateY(-3px);border-color:#92c2f2}
.feature-label{display:flex;justify-content:space-between;gap:20px;font-size:9px;letter-spacing:.08em;text-transform:uppercase;color:var(--blue);font-weight:600}
.feature-art{height:123px;display:flex;align-items:flex-end;gap:12px;padding:18px 0 0;position:relative;margin:14px 0 24px;overflow:hidden}
.feature-art i{width:calc(100% / 7);height:38%;background:linear-gradient(180deg,#72b7f4,#d5ebff);border-radius:7px 7px 0 0;display:block}
.feature-art i:nth-child(2){height:49%}.feature-art i:nth-child(3){height:56%}.feature-art i:nth-child(4){height:69%}.feature-art i:nth-child(5){height:77%}.feature-art i:nth-child(6){height:89%}.feature-art i:nth-child(7){height:100%;background:var(--blue)}
.journal-feature h2{font-size:28px;line-height:1.3;letter-spacing:-.04em;margin-bottom:13px}
.journal-feature p{color:var(--muted);font-size:12px;line-height:1.8}
.feature-bottom{display:flex;justify-content:space-between;align-items:center;margin-top:22px;padding-top:18px;border-top:1px solid var(--line);font-size:10px;color:var(--muted)}
.feature-bottom strong{color:var(--blue);font-size:11px}
.journal-library{padding-top:64px;padding-bottom:72px}
.library-heading{display:flex;justify-content:space-between;align-items:flex-end;gap:24px;margin-bottom:28px}
.library-heading h2{font-size:32px;margin-top:10px}
.library-heading p:not(.eyebrow){font-size:12px;color:var(--muted);margin-top:10px}
.journal-search{display:flex;position:relative;min-width:310px;max-width:430px;width:38%}
.journal-search svg{position:absolute;width:18px;height:18px;left:16px;top:16px;fill:none;stroke:#536c84;stroke-width:1.7}
.journal-search input{width:100%;height:50px;border:1px solid #d7e5f1;border-radius:9px;padding:12px 16px 12px 44px;font-size:12px;color:var(--ink);background:#fbfdff}
.journal-search input::placeholder{color:#536c84}
.journal-categories{display:flex;gap:8px;flex-wrap:wrap;padding-bottom:22px;border-bottom:1px solid var(--line)}
.journal-category{display:flex;gap:8px;align-items:center;padding:9px 13px;border:1px solid var(--line);border-radius:7px;font-size:11px;background:white;color:#536c84;transition:background .15s}
.journal-category span{font-size:9px;color:#536c84}
.journal-category:hover{background:var(--light)}
.journal-category[aria-pressed="true"]{background:var(--blue);border-color:var(--blue);color:#fff}
.journal-category[aria-pressed="true"] span{color:#fff}
.journal-results{display:flex;align-items:center;justify-content:space-between;font-size:10px;color:var(--muted);padding:20px 0}
.journal-reset{background:none;color:var(--blue);font-size:10px;padding:4px}
.journal-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:23px}
.journal-card{border:1px solid var(--line);border-radius:10px;overflow:hidden;background:white;display:flex;flex-direction:column;transition:transform .2s,border-color .2s;min-width:0}
.journal-card:hover{border-color:#95c5f0;transform:translateY(-3px)}
.journal-card[hidden]{display:none}
.journal-card>a{display:flex;flex-direction:column;flex:1}
.card-art{position:relative;background:#eaf5ff;height:116px;overflow:hidden;display:flex;align-items:flex-start;justify-content:space-between;padding:18px 22px;color:#245e95}
.card-art>span{font-size:9px;letter-spacing:.08em;text-transform:uppercase;z-index:1;max-width:75%}
.card-art>b{font:500 28px/1 var(--font);z-index:1}
.card-art::after{content:'';position:absolute;width:160px;height:160px;border:22px solid #99ccf552;border-radius:50%;right:22px;top:30px}
.card-art.ratings{background:#e8f3ff}.card-art.banks{background:#e1f1fa}.card-art.insurance{background:#eef6ff}.card-art.business{background:#dbedff}.card-art.analysis{background:#edf4fa}.card-art.markets{background:#d9efff}
.card-art.banks::after{border-radius:12px;transform:rotate(-25deg);border-width:17px;top:36px}
.card-art.insurance::after{border-radius:70px 70px 90px 90px;width:120px;right:45px}
.card-art.business::after{border-radius:8px;transform:rotate(30deg);width:180px;height:100px;top:55px}
.card-art.analysis::after{border-width:1px;box-shadow:0 0 0 18px #99ccf51a,0 0 0 36px #99ccf51a;top:68px}
.card-art.markets::after{border-radius:0;border-width:0 0 20px 20px;transform:rotate(-30deg);right:30px;top:50px}
.card-content{padding:22px 23px;display:flex;flex-direction:column;flex:1}
.card-meta{font-size:9px;color:#536c84;display:flex;gap:9px;margin-bottom:12px}
.journal-card h3{font-size:21px;line-height:1.36;letter-spacing:-.035em;margin-bottom:13px;overflow-wrap:anywhere}
.journal-card p{font-size:12px;line-height:1.8;color:var(--muted);margin-bottom:23px}
.card-bottom{display:flex;justify-content:space-between;align-items:center;font-size:10px;color:var(--blue);font-weight:500;margin-top:auto;padding-top:16px;border-top:1px solid #edf2f7}
.card-bottom span:last-child{font-size:19px}
.journal-pagination{text-align:center;margin-top:34px}
.journal-pagination button{min-width:210px}
.journal-pagination p{font-size:10px;color:var(--muted);margin-top:12px}
.journal-empty{padding:55px 25px;background:#f5faff;border:1px solid var(--line);border-radius:10px;text-align:center}
.journal-empty h3{font-size:25px;margin-bottom:12px}.journal-empty p{font-size:13px;color:var(--muted)}
.journal-empty[hidden],.journal-pagination[hidden],#journal-more[hidden]{display:none}
.journal-note{padding:22px 25px;border-left:3px solid var(--blue);background:#f5faff;border-radius:0 9px 9px 0;font-size:11px;color:var(--muted);margin-top:44px}
.article-hero{padding:38px 0 42px;background:linear-gradient(125deg,#fff,#f0f8ff);border-bottom:1px solid var(--line)}
.breadcrumbs{display:flex;gap:9px;align-items:center;font-size:10px;color:#536c84;margin-bottom:32px;flex-wrap:wrap}
.breadcrumbs a:hover{color:var(--blue)}
.article-category{display:inline-flex;color:var(--blue);font-size:10px;padding:5px 10px;border-radius:5px;background:#e6f3ff;font-weight:500}
.article-title{font-size:clamp(33px,4vw,52px);line-height:1.16;letter-spacing:-.045em;max-width:950px;margin:20px 0;overflow-wrap:anywhere}
.article-deck{font-size:16px;color:var(--muted);line-height:1.85;max-width:810px}
.article-meta{display:flex;gap:16px;flex-wrap:wrap;font-size:10px;color:#536c84;margin-top:23px}
.article-layout{display:grid;grid-template-columns:minmax(0,750px) minmax(190px,260px);justify-content:space-between;gap:60px;padding-top:48px;padding-bottom:55px;align-items:start}
.article-body{font-size:16px;line-height:1.9;color:#36516b;min-width:0}
.article-body section{margin-bottom:34px;scroll-margin-top:115px}
.article-body h2{font-size:28px;line-height:1.3;letter-spacing:-.03em;color:var(--ink);margin-bottom:19px}
.article-body p{margin-bottom:16px;overflow-wrap:anywhere}
.article-takeaway{padding:25px 28px;background:#eef7ff;border-left:3px solid var(--blue);border-radius:0 10px 10px 0;margin-top:35px}
.article-takeaway h2{font-size:22px;margin-bottom:12px}.article-takeaway p{font-size:14px;margin:0}
.article-sources{margin-top:35px;padding-top:25px;border-top:1px solid var(--line);font-size:12px;color:var(--muted)}
.article-sources h2{font-size:22px;margin-bottom:16px}.article-sources ul{padding-left:19px;margin:0 0 16px}
.article-sources li{margin-bottom:9px}.article-sources a{color:var(--blue);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}
.article-sources p{font-size:11px}
.article-sidebar{position:sticky;top:123px;border:1px solid var(--line);border-radius:10px;padding:23px}
.article-sidebar p{font-size:9px;letter-spacing:.09em;text-transform:uppercase;color:#536c84;font-weight:500;margin-bottom:15px}
.article-sidebar ol{padding-left:18px;margin:0;font-size:11px;color:#536c84;line-height:1.6}
.article-sidebar li{margin:0 0 13px;padding-left:4px}.article-sidebar a:hover{color:var(--blue)}
.article-sidebar .back-journal{display:block;border-top:1px solid var(--line);padding-top:17px;margin-top:20px;color:var(--blue);font-size:11px;font-weight:600}
.related-section{background:#f7fbfe;padding:50px 0 65px;border-top:1px solid var(--line)}
.related-heading{display:flex;justify-content:space-between;gap:20px;align-items:center;margin-bottom:28px}.related-heading h2{font-size:28px}
@media(max-width:1100px){.header nav{gap:17px}.journal-hero-inner{gap:40px}.journal-grid{gap:17px}.journal-card h3{font-size:19px}.card-content{padding:20px}.article-layout{gap:36px}.article-sidebar{padding:18px}}
@media(max-width:820px){.journal-hero-inner{gap:28px}.journal-hero h1{font-size:44px}.journal-feature{padding:23px}.journal-feature h2{font-size:23px}.journal-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.journal-search{min-width:260px}.article-layout{grid-template-columns:minmax(0,1fr)}.article-sidebar{position:static;grid-row:1;padding:20px}.article-sidebar ol{display:flex;flex-wrap:wrap;gap:6px 28px}.article-sidebar li{margin-bottom:6px}.article-sidebar .back-journal{display:none}.article-body{max-width:750px}.related-heading h2{font-size:25px}}
@media(max-width:620px){.journal-hero-inner{grid-template-columns:1fr;padding-top:38px;padding-bottom:38px;gap:30px}.journal-hero h1{font-size:43px;margin-top:14px}.journal-intro{font-size:13px}.journal-stat{margin-top:20px}.journal-feature{padding:24px}.feature-art{height:102px}.journal-feature h2{font-size:26px}.journal-library{padding-top:40px;padding-bottom:48px}.library-heading{align-items:stretch;flex-direction:column;gap:22px}.library-heading h2{font-size:28px}.journal-search{width:100%;min-width:0;max-width:none}.journal-categories{gap:7px}.journal-category{padding:8px 10px;font-size:10px}.journal-grid{grid-template-columns:1fr;gap:20px}.card-art{height:105px}.card-content{padding:23px}.journal-card h3{font-size:23px}.journal-card p{font-size:12px}.journal-note{padding:18px 20px}.article-hero{padding:24px 0 32px}.breadcrumbs{margin-bottom:25px}.article-title{font-size:34px;margin:17px 0}.article-deck{font-size:14px;line-height:1.8}.article-meta{gap:10px;font-size:9px}.article-layout{padding-top:28px;gap:29px}.article-body{font-size:15px;line-height:1.9}.article-body h2{font-size:26px}.article-sidebar ol{display:block}.article-takeaway{padding:21px}.related-heading{align-items:flex-start;flex-direction:column;gap:14px}.related-section{padding:40px 0 48px}}

.card-art.has-illustration{height:auto;aspect-ratio:16/9;padding:0;background:#f4f9ff}
.card-art.has-illustration::after{display:none}
.card-art.has-illustration img{width:100%;height:100%;display:block;object-fit:contain}
.card-art.has-illustration>span{position:absolute;left:14px;top:12px;padding:4px 7px;border-radius:5px;background:#ffffffed;color:#245e95;font-size:8px;letter-spacing:.05em;max-width:82%}
.card-art.has-illustration>b{position:absolute;right:13px;top:13px;color:#245e95;font-size:23px}
.feature-art.has-illustration{height:auto;aspect-ratio:16/9;padding:0;margin:19px -6px 22px;border-radius:10px;background:#f4f9ff}
.feature-art.has-illustration img{display:block;width:100%;height:100%;object-fit:contain}
.article-illustration{margin:0 0 36px;min-width:0}
.article-illustration img{display:block;width:100%;height:auto;border:1px solid #deebf7;border-radius:17px;background:#f4f9ff}
.article-illustration figcaption{margin-top:11px;font-size:12px;line-height:1.6;color:#536c84}
@media(max-width:620px){.article-illustration{margin-bottom:28px}.article-illustration figcaption{font-size:11px}.card-art.has-illustration>span{font-size:9px}}